How Our Privacy Policy Applies
This Privacy Policy covers data created when you open, verify, and use an smktoto account, whether you connect from a mobile browser or desktop device. We use contact details to create the account, verify access, answer account requests, and protect the sign-in route. Payment records can
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include the rail you select, such as DANA, OVO, GoPay, QRIS, bank transfer, or virtual account, along with status and reference details supplied by the payment process. We do not treat a wallet name as permission to use unrelated data. Cookies may remember session settings and
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help us detect unusual account activity. We keep records only for operational, dispute, security, or legal needs, then review whether continued storage is required. If access or eligibility is discussed, it depends on local law and where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.